Sun Life Financial believes in the rewards of employee health. So, we make it easy for you to invest in your health and well-being at your workplace – it’s one more step towards achieving lifetime financial security.

We provide health benefits coverage to more than three million Canadian employees and their families – that’s 1 in 6 Canadians.

In addition to offering a diverse range of products, we strive to provide industry-leading service innovations that heighten employees’ engagement with their plans, and enhance their benefits experience. Explore our products and services and contact us to find out how we can partner to help you invest in the health of your employees.

Absence and Disability Management

Sun Life Financial is committed to working with you to optimize the physical, mental and social health of your people – and support your organization in maintaining a healthy, engaged workforce. We understand that the right support at the right time can transform a person for life – and believe that returning to work as soon as possible is often the fastest path to optimal recovery.

We’ve established the service and support you need through excellence in four areas:

  • Solution-focused partnership
  • Health-based claims management
  • Exceptional people
  • Continuous innovation and investment

Dental Care

Phil knows that a winning smile helps to keep his social life spinning. So he makes regular check-ups with his dentist a priority. And because he is covered under his company’s group dental care plan, Phil can flash those pearly whites with the knowledge that he’s doing so in an affordable way.

Dental Care benefits help plan members and dependents pay for eligible dental procedures that are provided by a licensed dental professional.

Our standard plans for Basic Dental Care include coverage for preventive and diagnostic treatment. Plans may also be enhanced to cover:

  • Major coverage, for procedures such as crowns and bridges
  • Orthodontics, as an additional option with Major coverage

Extended Health Care

Karen wonders how she keeps up with the medical needs of her children: asthma medicine for Cindy, new eyeglasses for Lucy, and a pair of crutches for Billy, who broke his leg and required a hospital stay. But because she receives Extended Health Care benefits through her group plan at work, she is able to handle the extra expenses easily. Now if only Billy’s tree house adventures were as easy to take care of…

Extended Health Care benefits help plan members and their dependents pay for medical expenses that aren’t covered by their provincial plan. Details of exactly what is covered, how much the plan pays, and what the deductible amounts are vary among plans.

An Extended Health Care package can include a combination of the following features:

  • Hospital care: semi-private hospital room in the plan member’s province
  • Prescription drugs: medication prescribed by a doctor
  • Medical services and equipment: private duty nursing, ambulances, crutches, hearing aids, etc.
  • Paramedical services: chiropractors, naturopaths, podiatrists, etc.
  • Medi-Passport: out-of-province emergency travel assistance
  • Vision care: eyeglasses and contact lenses

Pharmaceutical benefits

Prescription drug plan costs continue to increase rapidly in Canada – and it’s a trend that’s here to stay for many reasons:

  • An aging population – with more chronic medical conditions
  • Earlier diagnosis and treatment of health problems
  • Availability of new and more expensive drug treatments
  • Patient-driven demand due to advertising and online information

According to the Canadian Institute for Health Information (CIHI), from 1985 to 2008 total health spending grew at an average annual rate of 6.6 per cent ,and the total spending on drugs during this period increased at an average annual rate of 9.1 per cent.*

This level of spending growth is unsustainable. That’s why Sun Life Financial is pleased to offer BrightChoices Drug Solutions – a suite of smart drug claim management options developed to help reduce increasing drug plan costs and ensure the sustainability of employer sponsored drug plans in Canada for years to come.